{"id":1298,"date":"2025-05-20T12:43:06","date_gmt":"2025-05-20T12:43:06","guid":{"rendered":"https:\/\/paynet.co.in\/?p=1298"},"modified":"2025-05-20T13:07:31","modified_gmt":"2025-05-20T13:07:31","slug":"upi-vs-cards-vs-net-banking-which-should-your-business-accept","status":"publish","type":"post","link":"https:\/\/paynet.co.in\/index.php\/2025\/05\/20\/upi-vs-cards-vs-net-banking-which-should-your-business-accept\/","title":{"rendered":"UPI vs Cards vs Net Banking: Which Should Your Business Accept?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1298\" class=\"elementor elementor-1298\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da7f9fc e-flex e-con-boxed e-con e-parent\" data-id=\"da7f9fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a99ba1 e-con-full e-flex e-con e-child\" data-id=\"4a99ba1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-8a74bae e-con-full e-flex e-con e-child\" data-id=\"8a74bae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7048996 elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"7048996\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Breadcrumb\"><ul class=\"hfe-breadcrumbs hfe-breadcrumbs-show-home\"><li class=\"hfe-breadcrumbs-item hfe-breadcrumbs-first\"><span class=\"hfe-breadcrumbs-home-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg><\/span><a href=\"https:\/\/paynet.co.in\"><span class=\"hfe-breadcrumbs-text\">Home<\/span><\/a><\/li><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7da3890 elementor-widget elementor-widget-heading\" data-id=\"7da3890\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">UPI vs Cards vs Net Banking: Which Should Your Business Accept?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b8b28c e-con-full e-flex e-con e-child\" data-id=\"6b8b28c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-b23c554 e-con-full e-flex e-con e-child\" data-id=\"b23c554\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af9c46e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"af9c46e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"459\" src=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/05\/This-is-the-logo-for-my-company-Ethereal-Edge-Digital-Solution-make-a-hero-header-for-the-website-that-shows-something-about-digital-marketing-and-web-app-development-abstract-representation-o-3-1024x459.png\" class=\"attachment-large size-large wp-image-1303\" alt=\"\" srcset=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/05\/This-is-the-logo-for-my-company-Ethereal-Edge-Digital-Solution-make-a-hero-header-for-the-website-that-shows-something-about-digital-marketing-and-web-app-development-abstract-representation-o-3-1024x459.png 1024w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/05\/This-is-the-logo-for-my-company-Ethereal-Edge-Digital-Solution-make-a-hero-header-for-the-website-that-shows-something-about-digital-marketing-and-web-app-development-abstract-representation-o-3-300x134.png 300w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/05\/This-is-the-logo-for-my-company-Ethereal-Edge-Digital-Solution-make-a-hero-header-for-the-website-that-shows-something-about-digital-marketing-and-web-app-development-abstract-representation-o-3-768x344.png 768w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/05\/This-is-the-logo-for-my-company-Ethereal-Edge-Digital-Solution-make-a-hero-header-for-the-website-that-shows-something-about-digital-marketing-and-web-app-development-abstract-representation-o-3-1536x688.png 1536w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/05\/This-is-the-logo-for-my-company-Ethereal-Edge-Digital-Solution-make-a-hero-header-for-the-website-that-shows-something-about-digital-marketing-and-web-app-development-abstract-representation-o-3.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-231f6a7 e-grid e-con-full e-con e-child\" data-id=\"231f6a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-128f513 e-con-full e-flex e-con e-child\" data-id=\"128f513\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d7fe61 elementor-widget elementor-widget-text-editor\" data-id=\"3d7fe61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare UPI, cards, and net banking for fees, security, and user preference to choose the best payment method for your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-462016d e-con-full e-flex e-con e-child\" data-id=\"462016d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4d7e13 elementor-widget elementor-widget-ha-post-info happy-addon ha-post-info\" data-id=\"e4d7e13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ha-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"ha-inline-items ha-icon-list-items ha-post-info\">\n\t\t\t\t\t<li class=\"ha-icon-list-item 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115.9z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-text ha-post-info__item ha-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tMak\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"ha-icon-list-item elementor-repeater-item-fa4fdd5 ha-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/paynet.co.in\/index.php\/2025\/05\/20\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 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ha-post-info__item--type-time\">\n\t\t\t\t\t\t\t\t\t\t12:43 pm\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"ha-icon-list-item elementor-repeater-item-a8e06e0 ha-inline-item\" itemprop=\"commentCount\">\n\t\t\t\t\t\t<a href=\"https:\/\/paynet.co.in\/index.php\/2025\/05\/20\/upi-vs-cards-vs-net-banking-which-should-your-business-accept\/#respond\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-comment-dots\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M144 208c-17.7 0-32 14.3-32 32s14.3 32 32 32 32-14.3 32-32-14.3-32-32-32zm112 0c-17.7 0-32 14.3-32 32s14.3 32 32 32 32-14.3 32-32-14.3-32-32-32zm112 0c-17.7 0-32 14.3-32 32s14.3 32 32 32 32-14.3 32-32-14.3-32-32-32zM256 32C114.6 32 0 125.1 0 240c0 47.6 19.9 91.2 52.9 126.3C38 405.7 7 439.1 6.5 439.5c-6.6 7-8.4 17.2-4.6 26S14.4 480 24 480c61.5 0 110-25.7 139.1-46.3C192 442.8 223.2 448 256 448c141.4 0 256-93.1 256-208S397.4 32 256 32zm0 368c-26.7 0-53.1-4.1-78.4-12.1l-22.7-7.2-19.5 13.8c-14.3 10.1-33.9 21.4-57.5 29 7.3-12.1 14.4-25.7 19.9-40.2l10.6-28.1-20.6-21.8C69.7 314.1 48 282.2 48 240c0-88.2 93.3-160 208-160s208 71.8 208 160-93.3 160-208 160z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-text ha-post-info__item ha-post-info__item--type-comments\">\n\t\t\t\t\t\t\t\t\t\tNo Comments\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42dd755 e-flex e-con-boxed e-con e-parent\" data-id=\"42dd755\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a0a0b1d e-con-full e-flex e-con e-child\" data-id=\"a0a0b1d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-0c55c7d e-con-full e-flex e-con e-child\" data-id=\"0c55c7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-bcc3fc2 e-con-full e-flex e-con e-child\" data-id=\"bcc3fc2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b16e140 elementor-widget elementor-widget-heading\" data-id=\"b16e140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Table of Content<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e390f1d elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e390f1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#1\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1.UPI ( Unified Payments Interface) )<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#2\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">2.Credit \/ Debit Card <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#3\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">3.Net Banking ( IMPS \/ NEFT \/ RTGS ) <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#4\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">4.Key Comparison Table (2025 data )<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#5\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">5.How to Choose The Right Mix<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#6\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">6.Future Trends To Watch <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d6a9c3 e-con-full e-flex e-con e-child\" data-id=\"4d6a9c3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-581805e elementor-widget elementor-widget-heading\" data-id=\"581805e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get your Paynet Gateway Now !<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ebe36 elementor-widget elementor-widget-button\" data-id=\"a2ebe36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/paynet.co.in\/index.php\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecd1dc2 e-con-full e-flex e-con e-child\" data-id=\"ecd1dc2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1364d5 elementor-widget elementor-widget-text-editor\" data-id=\"e1364d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>UPI vs Cards vs Net Banking: Which Payment Method is Best for Your Business?<\/strong><\/h4><p class=\"ds-markdown-paragraph\">Choosing the right payment methods can\u00a0<strong>boost conversions, reduce costs, and enhance customer experience<\/strong>. In India,\u00a0<strong>UPI, cards (credit\/debit), and net banking<\/strong>\u00a0dominate digital payments\u2014but each has\u00a0<strong>different fees, security risks, and user adoption rates<\/strong>.<\/p><p class=\"ds-markdown-paragraph\">This guide compares all three to help you decide\u00a0<strong>which payment methods to prioritize<\/strong>\u00a0for your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6749cc6 elementor-widget elementor-widget-menu-anchor\" data-id=\"6749cc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"1\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8281727 elementor-widget elementor-widget-text-editor\" data-id=\"8281727\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>1. UPI (Unified Payments Interface)<br \/><br \/><\/strong><\/h4><p><strong>\u2705 Pros:<\/strong><\/p><p class=\"ds-markdown-paragraph\">\u2714\u00a0<strong>Zero MDR (Merchant Discount Rate)<\/strong>\u00a0for transactions under \u20b92,000 (Govt. mandate).<br \/>\u2714\u00a0<strong>Instant transfers<\/strong>\u00a0(24\/7, including holidays).<br \/>\u2714\u00a0<strong>Highest adoption<\/strong>\u00a0(300M+ users, 8B+ monthly transactions).<br \/>\u2714\u00a0<strong>Low fraud risk<\/strong>\u00a0(no card details stored).<\/p><p><strong>\u274c Cons:<\/strong><\/p><p class=\"ds-markdown-paragraph\">\u2716\u00a0<strong>No chargeback protection<\/strong>\u00a0(disputes are harder to resolve).<br \/>\u2716\u00a0<strong>Transaction limits<\/strong>\u00a0(\u20b91 lakh per payment, \u20b92 lakh\/day for some merchants).<\/p><p><strong>Best For:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>Small businesses<\/strong>\u00a0(low-cost transactions).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>D2C brands &amp; marketplaces<\/strong>\u00a0(customer preference).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Recurring payments<\/strong>\u00a0(UPI AutoPay).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df321d3 elementor-widget elementor-widget-menu-anchor\" data-id=\"df321d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"2\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c29d4d5 elementor-widget elementor-widget-text-editor\" data-id=\"c29d4d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>2. Credit\/Debit Cards<\/strong><\/h4><h4><strong>\u00a0<\/strong><\/h4><p><strong>\u2705 Pros:<\/strong><\/p><p class=\"ds-markdown-paragraph\">\u2714\u00a0<strong>Higher transaction limits<\/strong>\u00a0(up to \u20b910L+ for premium cards).<br \/>\u2714\u00a0<strong>Chargeback protection<\/strong>\u00a0(for fraud\/disputes).<br \/>\u2714\u00a0<strong>Rewards &amp; EMI options<\/strong>\u00a0(boosts average order value).<\/p><p><strong>\u274c Cons:<\/strong><\/p><p class=\"ds-markdown-paragraph\">\u2716\u00a0<strong>High MDR fees<\/strong>\u00a0(1.8-3% + GST per transaction).<br \/>\u2716\u00a0<strong>OTP friction<\/strong>\u00a0(abandonment risk).<br \/>\u2716\u00a0<strong>Card expiry\/replacement issues<\/strong>\u00a0(for subscriptions).<\/p><p><strong>Best For:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>E-commerce<\/strong>\u00a0(high-value purchases).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>International sales<\/strong>\u00a0(Visa\/Mastercard global reach).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Luxury brands<\/strong>\u00a0(EMI options attract buyers).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-275822f elementor-widget elementor-widget-menu-anchor\" data-id=\"275822f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"3\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bec031 elementor-widget elementor-widget-text-editor\" data-id=\"4bec031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>3. Net Banking (IMPS\/NEFT\/RTGS)<\/strong><\/h4><p><strong>\u2705 Pros:<\/strong><\/p><p class=\"ds-markdown-paragraph\">\u2714\u00a0<strong>Direct bank transfers<\/strong>\u00a0(no card\/UPI dependency).<br \/>\u2714\u00a0<strong>No transaction limits<\/strong>\u00a0(RTGS allows \u20b92L+ transfers).<br \/>\u2714\u00a0<strong>Trusted by older demographics<\/strong>.<\/p><p><strong>\u274c Cons:<\/strong><\/p><p class=\"ds-markdown-paragraph\">\u2716\u00a0<strong>Slower processing<\/strong>\u00a0(IMPS: minutes, NEFT: hours).<br \/>\u2716\u00a0<strong>High failure rates<\/strong>\u00a0(15-20% due to bank downtime).<br \/>\u2716\u00a0<strong>No refund automation<\/strong>\u00a0(manual processing needed).<\/p><p><strong>Best For:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>B2B invoices<\/strong>\u00a0(large amounts).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Older customers<\/strong>\u00a0(non-UPI users).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>High-risk industries<\/strong>\u00a0(lower fraud risk than cards).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-490226b elementor-widget elementor-widget-menu-anchor\" data-id=\"490226b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"4\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c70647c elementor-widget elementor-widget-text-editor\" data-id=\"c70647c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>4. Key Comparison Table (2025 Data)<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b96340f ha-column-alignment-left ha-column-icon-right ha-row-alignment-left ha-row-icon-right ha-data-table-responsive-scroll-no elementor-widget elementor-widget-ha-data-table happy-addon ha-data-table\" data-id=\"b96340f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ha-data-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<table class=\"ha-table\">\n\t\t\t<thead class=\"ha-table__head\">\n\t\t\t\t<tr class=\"ha-table__head-column\">\n\t\t\t\t\t\t\t\t\t\t\t<th class=\"ha-table__head-column-cell elementor-repeater-item-6192a73\">\n\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-wrap\">\n\t\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-text\">Feature<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th class=\"ha-table__head-column-cell elementor-repeater-item-9a96f77\">\n\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-wrap\">\n\t\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-text\">UPI<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th class=\"ha-table__head-column-cell elementor-repeater-item-70fbd60\">\n\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-wrap\">\n\t\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-text\">Cards <\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th class=\"ha-table__head-column-cell elementor-repeater-item-1928995\">\n\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-wrap\">\n\t\t\t\t\t\t\t\t<div class=\"ha-table__head-column-cell-text\">Net Banking <\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\n\t\t\t<tbody class=\"ha-table__body\">\n\t\t\t\t\t\t\t\t\t<tr class=\"ha-table__body-row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-69f88da\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tFees (MDR)\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-a8cdac5\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\t0% (\u20b92K)\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-0539c34\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\t1.8-3% + GST\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-9e82786\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\t\u20b95-25 per tx\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"ha-table__body-row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-7fa7778\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tSpeed\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-1f6ac47\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tInstant\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-eecab5e\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tInstant\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-ba27e3b\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tIMPS: 5 min, NEFT: 2+ hrs\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"ha-table__body-row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-d695235\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tUser Base\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-c4214e4\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\t300M+\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-357225b\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\t100M+ (credit)\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-b5465d2\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tDeclining (used mostly for B2B)\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"ha-table__body-row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-e9d54f3\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tChargebacks\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-ad3626c\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tNot applicable\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-d979bcb\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tYes (seller protection)\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-1577b32\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tNo\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"ha-table__body-row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-0985ad1\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tBest For\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-6bc0524\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tP2P, small tx\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-ebe7bca\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tE-commerce, EMI\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"ha-table__body-row-cell elementor-repeater-item-a4d3a32\">\n\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"ha-table__body-row-cell-text\">\n\t\t\t\t\t\t\t\t\t\t\tLarge B2B tx\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-849f063 elementor-widget elementor-widget-menu-anchor\" data-id=\"849f063\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"5\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-967617b elementor-widget elementor-widget-text-editor\" data-id=\"967617b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>5. How to Choose the Right Mix<br \/><br \/><\/strong><\/h4><p><strong>For E-Commerce:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>Prioritize UPI + Cards<\/strong>\u00a0(cover 90% of buyers).<\/p><\/li><li><p class=\"ds-markdown-paragraph\">Use\u00a0<strong>Razorpay\/Paytm<\/strong>\u00a0for easy integration.<\/p><\/li><\/ul><p><strong>For SaaS\/Subscriptions:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>UPI AutoPay + Cards<\/strong>\u00a0(avoid net banking for renewals).<\/p><\/li><\/ul><p><strong>For B2B\/High-Value Sales:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>Net Banking (RTGS) + Corporate Cards<\/strong>.<\/p><\/li><\/ul><p><strong>For International Sales:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>Cards (Visa\/MC) + PayPal<\/strong>\u00a0(UPI not accepted globally yet).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08fe1c1 elementor-widget elementor-widget-menu-anchor\" data-id=\"08fe1c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"6\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e6dc8 elementor-widget elementor-widget-text-editor\" data-id=\"c0e6dc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>6. Future Trends to Watch<\/strong><\/h4><ol><li><p class=\"ds-markdown-paragraph\"><strong>UPI International<\/strong>\u00a0(NRIs paying in INR via foreign banks).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Card tokenization<\/strong>\u00a0(replaces physical cards for online payments).<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>CBDCs<\/strong>\u00a0(Digital Rupee may replace net banking).<\/p><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea7f9fb elementor-widget elementor-widget-elementskit-faq\" data-id=\"ea7f9fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n                <div class=\"elementskit-single-faq elementor-repeater-item-4741897\">\n           <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">\n                    Can I accept all three methods?                <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                Yes! Most gateways (Razorpay, Paynet) support UPI + Cards + Net Banking.            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-81dcc05\">\n           <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">\n                    Which has the lowest fraud risk?                <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                UPI (tokenized) &gt; Net Banking &gt; Cards (skimming risks).\n            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-10d5c1a\">\n           <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">\n                    Do UPI payments settle instantly?                <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                Yes, but merchant settlements take T+1 days (next business day).            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-723647c\">\n           <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">\n                    How to reduce card payment fees?                <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                Negotiate interchange-plus pricing or route more via UPI.            <\/div>\n        <\/div>\n                \n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aead369 e-flex e-con-boxed e-con e-parent\" data-id=\"aead369\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0a76d5 elementor-widget elementor-widget-jkit_post_block\" data-id=\"b0a76d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-postblock postblock-type-3 jkit-pagination-disable post-element jeg_module___6ac42ae255074\"  data-id=\"jeg_module___6ac42ae255074\" data-settings=\"{&quot;post_type&quot;:&quot;post&quot;,&quot;number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;post_offset&quot;:0,&quot;unique_content&quot;:&quot;disable&quot;,&quot;include_post&quot;:&quot;&quot;,&quot;exclude_post&quot;:&quot;&quot;,&quot;include_category&quot;:&quot;&quot;,&quot;exclude_category&quot;:&quot;&quot;,&quot;include_author&quot;:&quot;&quot;,&quot;include_tag&quot;:&quot;&quot;,&quot;exclude_tag&quot;:&quot;&quot;,&quot;sort_by&quot;:&quot;latest&quot;,&quot;pagination_mode&quot;:&quot;disable&quot;,&quot;pagination_loadmore_text&quot;:&quot;Load More&quot;,&quot;pagination_loading_text&quot;:&quot;Loading...&quot;,&quot;pagination_number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;pagination_scroll_limit&quot;:0,&quot;pagination_icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;pagination_icon_position&quot;:&quot;before&quot;,&quot;st_category_position&quot;:&quot;center&quot;,&quot;sg_content_postblock_type&quot;:&quot;type-3&quot;,&quot;sg_content_element_order&quot;:&quot;title,meta,excerpt,read&quot;,&quot;sg_content_breakpoint&quot;:&quot;tablet&quot;,&quot;sg_content_title_html_tag&quot;:&quot;h3&quot;,&quot;sg_content_category_enable&quot;:&quot;yes&quot;,&quot;sg_content_excerpt_enable&quot;:&quot;yes&quot;,&quot;sg_content_excerpt_length&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;sg_content_excerpt_more&quot;:&quot;...&quot;,&quot;sg_content_readmore_enable&quot;:&quot;yes&quot;,&quot;sg_content_readmore_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-right&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_readmore_icon_position&quot;:&quot;after&quot;,&quot;sg_content_readmore_text&quot;:&quot;Read More&quot;,&quot;sg_content_comment_enable&quot;:&quot;&quot;,&quot;sg_content_comment_icon&quot;:{&quot;value&quot;:&quot;fas fa-comment&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_comment_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_author_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_author_by_text&quot;:&quot;by&quot;,&quot;sg_content_meta_author_icon&quot;:{&quot;value&quot;:&quot;fas fa-user&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_author_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_date_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_type&quot;:&quot;published&quot;,&quot;sg_content_meta_date_format&quot;:&quot;default&quot;,&quot;sg_content_meta_date_format_custom&quot;:&quot;F j, Y&quot;,&quot;sg_content_meta_date_icon&quot;:{&quot;value&quot;:&quot;fas fa-clock&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_date_icon_position&quot;:&quot;before&quot;,&quot;sg_content_image_size_imagesize_size&quot;:&quot;thumbnail&quot;,&quot;paged&quot;:1,&quot;class&quot;:&quot;jkit_post_block&quot;}\"><div class=\"jkit-block-container\"><div class=\"jkit-posts jkit-ajax-flag\">\n            <article class=\"jkit-post post-1464 post type-post status-publish format-standard has-post-thumbnail hentry category-industry-trends\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments &#8211; [Cloned #1447]\" href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/25\/upi-growth-and-adoption-insights-how-indias-favorite-payment-system-is-shaping-the-future-of-finance\/\"><div class=\"thumbnail-container \">\n            <img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-6-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-6-150x150.png 150w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-6-300x300.png 300w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-6-1024x1024.png 1024w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-6-768x768.png 768w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-6.png 1080w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n        <\/div><\/a><div class=\"jkit-post-category position-center\"><span><a href=\"https:\/\/paynet.co.in\/index.php\/category\/industry-trends\/\" class=\"category-industry-trends\">Industry Trends<\/a><\/span><\/div><\/div>\n                    <div class=\"jkit-postblock-content\"><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/25\/upi-growth-and-adoption-insights-how-indias-favorite-payment-system-is-shaping-the-future-of-finance\/\">User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments &#8211; [Cloned #1447]<\/a>\n\t\t\t\t\t\t<\/h3><div class=\"jkit-post-meta\"><div class=\"jkit-meta-author icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm89.6 32h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-74.2-60.2-134.4-134.4-134.4z\"><\/path><\/svg><span class=\"by\">by<\/span><a href=\"https:\/\/paynet.co.in\/index.php\/author\/makpaynet\/\">Mak<\/a><\/div><div class=\"jkit-meta-date icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>June 25, 2025<\/div><\/div><div class=\"jkit-post-excerpt\"><p>Home UPI Growth and Adoption Insights: How India\u2019s Favorite Payment System Is Shaping the Future of Finance Explore UPI growth...<\/p><\/div><div class=\"jkit-post-meta-bottom\">\n\t\t\t\t\t\t\t<div class=\"jkit-meta-readmore icon-position-after\">\n                <a title=\"User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments &#8211; [Cloned #1447]\" href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/25\/upi-growth-and-adoption-insights-how-indias-favorite-payment-system-is-shaping-the-future-of-finance\/\" class=\"jkit-readmore\">Read More<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/a>\n            <\/div>\n\t\t\t\t\t\t<\/div><\/div>\n                <\/article><article class=\"jkit-post post-1447 post type-post status-publish format-standard has-post-thumbnail hentry category-industry-trends\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments\" href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/24\/new-features-in-upi-and-mobile-wallets-2025-smarter-safer-more-seamless-than-ever-cloned-1435\/\"><div class=\"thumbnail-container \">\n            <img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-2-2-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-2-2-150x150.png 150w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-2-2-300x300.png 300w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-2-2-1024x1024.png 1024w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-2-2-768x768.png 768w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-2-2.png 1080w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n        <\/div><\/a><div class=\"jkit-post-category position-center\"><span><a href=\"https:\/\/paynet.co.in\/index.php\/category\/industry-trends\/\" class=\"category-industry-trends\">Industry Trends<\/a><\/span><\/div><\/div>\n                    <div class=\"jkit-postblock-content\"><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/24\/new-features-in-upi-and-mobile-wallets-2025-smarter-safer-more-seamless-than-ever-cloned-1435\/\">User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments<\/a>\n\t\t\t\t\t\t<\/h3><div class=\"jkit-post-meta\"><div class=\"jkit-meta-author icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm89.6 32h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-74.2-60.2-134.4-134.4-134.4z\"><\/path><\/svg><span class=\"by\">by<\/span><a href=\"https:\/\/paynet.co.in\/index.php\/author\/makpaynet\/\">Mak<\/a><\/div><div class=\"jkit-meta-date icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>June 24, 2025<\/div><\/div><div class=\"jkit-post-excerpt\"><p>Home User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments Explore changing user behavior...<\/p><\/div><div class=\"jkit-post-meta-bottom\">\n\t\t\t\t\t\t\t<div class=\"jkit-meta-readmore icon-position-after\">\n                <a title=\"User Behavior in Digital Wallet Usage: Insights That Are Shaping the Future of Digital Payments\" href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/24\/new-features-in-upi-and-mobile-wallets-2025-smarter-safer-more-seamless-than-ever-cloned-1435\/\" class=\"jkit-readmore\">Read More<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/a>\n            <\/div>\n\t\t\t\t\t\t<\/div><\/div>\n                <\/article><article class=\"jkit-post post-1435 post type-post status-publish format-standard has-post-thumbnail hentry category-industry-trends\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"New Features in UPI and Mobile Wallets 2025: Smarter, Safer &amp; More Seamless Than Ever\" href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/23\/new-features-in-upi-and-mobile-wallets-2025-smarter-safer-more-seamless-than-ever\/\"><div class=\"thumbnail-container \">\n            <img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-5-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-5-150x150.png 150w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-5-300x300.png 300w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-5-1024x1024.png 1024w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-5-768x768.png 768w, https:\/\/paynet.co.in\/wp-content\/uploads\/2025\/06\/Thumbnail-Size-11-1-5.png 1080w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n        <\/div><\/a><div class=\"jkit-post-category position-center\"><span><a href=\"https:\/\/paynet.co.in\/index.php\/category\/industry-trends\/\" class=\"category-industry-trends\">Industry Trends<\/a><\/span><\/div><\/div>\n                    <div class=\"jkit-postblock-content\"><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/23\/new-features-in-upi-and-mobile-wallets-2025-smarter-safer-more-seamless-than-ever\/\">New Features in UPI and Mobile Wallets 2025: Smarter, Safer &amp; More Seamless Than Ever<\/a>\n\t\t\t\t\t\t<\/h3><div class=\"jkit-post-meta\"><div class=\"jkit-meta-author icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm89.6 32h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-74.2-60.2-134.4-134.4-134.4z\"><\/path><\/svg><span class=\"by\">by<\/span><a href=\"https:\/\/paynet.co.in\/index.php\/author\/makpaynet\/\">Mak<\/a><\/div><div class=\"jkit-meta-date icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>June 23, 2025<\/div><\/div><div class=\"jkit-post-excerpt\"><p>Home New Features in UPI and Mobile Wallets 2025: Smarter, Safer &amp; More Seamless Than Ever Explore the latest features...<\/p><\/div><div class=\"jkit-post-meta-bottom\">\n\t\t\t\t\t\t\t<div class=\"jkit-meta-readmore icon-position-after\">\n                <a title=\"New Features in UPI and Mobile Wallets 2025: Smarter, Safer &amp; More Seamless Than Ever\" href=\"https:\/\/paynet.co.in\/index.php\/2025\/06\/23\/new-features-in-upi-and-mobile-wallets-2025-smarter-safer-more-seamless-than-ever\/\" class=\"jkit-readmore\">Read More<svg 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